Tree Assurance by Tree Masters

What it is:  Tree Assurance is tree insurance coverage with a “kick.”  The policy covers your trees maintenance and health care as well as your normal annual tree trimming.  The “kick” is that it also covers your trees from storm damage, ice damage and even unexpected tree death.  All billed on an annual basis.  You pay once a year and you don’t have to worry about your trees all year long.


What’s included in the policy:

Inspections: The Tree Assurance policy includes 4 quarterly visits to your property for inspection of your trees.  On these visits, a certified arborist will be looking at the overall health of your trees and performing any necessary actions to keep your trees in tip-top shape.  These visits can include fertilization, injections, disease diagnosis & treatment and broad spectrum treatments to add vigor and vitality to your trees.

Maintenance: The policy includes your regular annual tree trimming, dead wooding, crown thinning, and canopy lifting.  The time of year this is performed is based on the species of trees that you have.  Some trees require fall trimming as others require spring or summer trimming.

Insurance: The “kick” in our policy vs. other tree firms is that we include tree insurance.  This coverage covers unexpected tree death and storm damage.  If your tree loses a limb in a storm, you just call us and we come out and take care of it for no extra charge.  If your entire tree gets hit by lightning and needs to be repaired or removed, same thing, we come take care of it in a timely manner at no extra charge.

How much does it cost?  We visit your property and do a thorough inspection of your trees and provide a free estimate for annual trimming and maintenance.  Then we add approximately 25% for the quarterly inspections and Insurance. 

Here’s an example of what the cost would be for your average customer with 4 medium sized Live Oak trees.  To trim these trees every year and keep them healthy would run approximately $180 per tree.  So for 4 trees, it would cost $720 for annual trimming.  Then we add 25% to that price to cover the quarterly inspections, any necessary treatments the trees may need during the year and insurance coverage in case of any storm damage or tree death.  So, to cover the 4 medium sized Live Oak trees would cost $900 annually.  For $900, you don’t have to worry about your trees at all.  We put them under our total care for the entire year.

What is not covered in the policy? 

Any construction related damage to your trees is not covered.  Let’s say you have a pool built in your back yard and the contractor cuts into the trees root system causing tree death or partial die-back.  You could have us do a free estimate for repairs to the tree or to have the tree removed if necessary, but it would not be covered in the policy and by no means are you obligated to use our company to perform these services.  To reduce the chances of any kind of construction related damage to your trees, we simply ask that you contact us prior to the project so we can provide a recommendation on how not to affect the trees in your yard during your project.

Furthermore, let’s say that your contractor informs you that you would need to have 2 of your trees removed to make room for a new pool or patio.  The removal of the healthy trees would not be covered.  Once again, we can provide a free estimate for any tree work that is not covered in your policy.


For an annual customized fee for your entire property, you get total coverage for all of your trees.  You get all of your trees trimmed once a year on a regular schedule.  You get 4 quarterly inspections that can include fertilization, chemical treatments, or any other necessary treatments to keep your trees looking their best.  In addition to all of that, you have 24 hour a day, 7 days a week coverage for any storm damage or unexpected tree death.  That's right, we will remove the tree if it dies for no extra cost to you.  Even if, Lord forbid, a tornado hits your yard and trashes some of your trees; you just call us and in a timely manner we will come take care of it.  Your now covered!  You pay via credit or debit card...and no automatic billing.  We contact you each year to ask if you want to renew your coverage.  No complex contract...just a simple form to fill out.  Tree Assurance is totally simplified coverage for your trees and your piece of mind.  Call now for a custom quote to protect your trees.

Interested?  Need more information?  Call us now at 972-261-7511


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